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资产 — pronunciations, definitions, and tags
HanziPinyinEnglishTags
资产zīchǎnpropertyHSK 6, n, rank #6220, Hard
资产zīchǎnassetsHSK 6, n, rank #6220, Hard
zīchǎn(zi1chan3) T1
  1. 1property
  2. 2assets
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March 24, 2026
资产(資產)zīchǎn(zi1chan3)

资产 (zīchǎn) refers to property or assets, typically in a financial context. It encompasses both tangible and intangible resources owned by an individual or organization that can be utilized for economic benefit. The term is commonly used in accounting, finance, and business discussions.

Frequency#6220DifficultyHard
Cultural Note

In Chinese culture, the concept of assets is critical, especially in the context of family and inheritance. Discussions about 资产 can often reflect deeper societal values regarding wealth, responsibility, and legacy.

Memory Tip

Think of 资产 (zīchǎn) as a treasure chest (资) filled with valuable things (产) that you own. The radical '资' suggests resources or wealth, while '产' indicates production or yield, helping you visualize the concept of valuable assets.

Meanings of 资产

zīchǎn(zi1chan3)
1property
2assets
Exercise 1 of 2

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About 资产

资产Simplified
資產Traditional
—Strokes
—Radical
名词míngcínoun (n.)Part of Speech
#6220Frequency Rank
HSK 2.0L6HSK 3.0L6IntermediateHSKKL3BCT✓CEFRB2

Podcast: 资产

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Podcast: 资产

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AI Study Notes for 资产

Quick Contrast

资产 (zīchǎn) vs 财产 (cáichǎn) — use 资产 for financial assets, while 财产 is broader, including all types of property.

Memory Mnemonic

Think of 资产 (zīchǎn) as a treasure chest (资) filled with valuable things (产) that you own. The radical '资' suggests resources or wealth, while '产' indicates production or yield, helping you visualize the concept of valuable assets.

Usage Notes

Be cautious about the context in which you use 资产, as it is primarily a formal term found in business and financial discussions. Avoid using it in casual conversations about personal belongings, where simpler terms like '东西' (dōngxi) might be more appropriate. Remember that 资产 is often paired with terms like '管理' (guǎnlǐ - management) or '评估' (pínggū - assessment).

HSK Study Tips

As an HSK 6 word, 资产 connects with other advanced vocabulary related to finance and economics, such as '负债' (fùzhài - liabilities) and '投资' (tóuzī - investment). Focus on understanding its usage in sentences and its role in financial discussions to solidify your grasp.

Cultural Note

In Chinese culture, the concept of assets is critical, especially in the context of family and inheritance. Discussions about 资产 can often reflect deeper societal values regarding wealth, responsibility, and legacy.

Common Mistakes

Learners often confuse 资产 with other similar words like 财产 (cáichǎn), which can lead to misunderstandings. For example, saying '我有很多资产在家' (I have many assets at home) is incorrect; it's better to say '我有很多财产在家' (I have many belongings at home).

AI-enhanced 2026-03-24

Pronunciation of 资产

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Component Characters

资zīresources
HSK 510 strokes贝
View full entry
产chǎnto give birth
HSK 56 strokes亠
View full entry

Write 资产

资
产

Practice writing 资产 stroke by stroke. Watch the animation to learn the stroke order, then try writing it yourself.

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Grammar Patterns of 资产

资产 functions as a noun — it names a person, place, thing, or concept. Place it as a subject before the verb (主+谓) or as an object after the verb (谓+宾). Most Chinese nouns require a measure word between the number and the noun (e.g. 一个/三本). It carries 2 related meanings, each with its own usage notes below. The example sentences below show it in action, with practice buttons (Listen, Practice Writing, Practice Speaking) on every line.

Exercise 1 of 4

Complete the Sentence

储蓄方案是现有的最佳零售投____品。

Savings schemes are the best retail investment products on offer.

Example Sentences for 资产 (9)

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1
储蓄方案是现有的最佳零售投资产品。

chǔ xù fāng àn shì xiàn yǒu de zuì jiā líng shòu tóu zī chǎn pǐn。

Savings schemes are the best retail investment products on offer.
2
他那优越的资产阶级家庭坚持让他接受良好的教育。

tā nà yōu yuè de zī chǎn jiē jí jiā tíng jiān chí ràng tā jiē shòu liáng hǎo de jiào yù。

His privileged bourgeois family insisted on a good education.
3
他说根据这些法规，赖斯先生的资产可能已经被冻结了。

tā shuō gēn jù zhè xiē fǎ guī， ， lài sī xiān shēng de zī chǎn kě néng yǐ jīng bèi dòng jié。

Under these laws, he said, Mr. Rice's assets could have been frozen.
4
公司保持着很高的资产折现度。

gōng sī bǎo chí zháo hěn gāo de zī chǎn zhē xiàn dù。

The company maintains a high degree of liquidity.
5
该公司列明其流动资产为5,690万美元。

gāi gōng sī liè míng qí liú dòng zī chǎn wéi5,690 5,690 wàn měi。

The company lists its current assets at $9 million.
6
这个新部委正在筹建，既无资产也无负债。

zhè gè xīn bù wěi zhèng zài chóu jiàn， ， jì wú zī chǎn yě wú fù。

This new ministry was being created with zero assets and zero liabilities.
7
这种小资产阶级个人主义者对人民的事业总是抱着冷眼旁观的态度.

zhè zhǒng xiǎo zī chǎn jiē jí gè rén zhǔ yì zhě duì rén mín de shì yè zǒng shì bào zháo lěng yǎn páng guān de tài dù.

Such petty - bourgeois individualists always look coldly from the side - lines at the people's cause.
8
我们把资产转作资金以避免破产.

wǒ mén bǎ zī chǎn zhuǎn zuò zī jīn yǐ bì miǎn pò chǎn.

We capitalised our assets to avoid bankruptcy.
9
巴西称其宪法禁止个人占有能源资产。

bā xī chēng qí xiàn fǎ jīn zhǐ gè rén zhān yǒu néng yuán zī chǎn。

Brazil says its constitution forbids the private ownership of energy assets.

Cultural Notes for 资产

🏮Cultural insight

In Chinese culture, the concept of assets is critical, especially in the context of family and inheritance. Discussions about 资产 can often reflect deeper societal values regarding wealth, responsibility, and legacy.

Frequently Asked Questions about 资产

资产 (zīchǎn) specifically refers to financial assets, while 财产 (cáichǎn) is a broader term that includes all types of property, tangible and intangible.